all-in-one solutions for your journey

Our packages for your

stay in germany

Choose the perfect package and get everything you need
for your visa application and life in Germany – all in one place.

Visa accepted

Fast & easy

Support included

Secure & reliable

Official Partner of Care Concept AG

Podmoney works together with Care Concept AG to provide international students and newcomers in Germany with trusted insurance and blocked account solutions.

Through our platform, you can easily compare and apply for selected Care Concept packages. All insurance services and customer support are provided directly by Care Concept AG.

Visit Care Concept
Get Support

Basti Basic

For everyone

A simple entry solution for your Germany journey.
Set up your blocked account and access the
essential requirements for your visa process.

€4.90 / month

  • + €65 one-time setup fee*
  • + €100 Account buffer (refundable)

What’s included

  • Blocked account (officially accepted for visa)
  • German IBAN account setup
  • Bank card included
  • No health insurance included
    (Option to have sepearate health insurance)
  • No travel insurance
    (Option to have sepearate travel insurance)
  • No additional coverage
Choose Basic

Basti Smart

Ages up to 29

The perfect combination of blocked account and
essential insurance coverage. Everything you need
for your visa application and a smooth start in Germany.

€147.92 / month

  • + €65 one-time setup fee*
  • + €100 Account buffer (refundable)

What’s included

  • Blocked account (officially accepted for visa)
  • German IBAN account setup + bank card
  • Free travel insurance (180 days coverage)
  • Public health insurance
    (accepted for university enrollment)
  • Liability & accident insurance included
  • Long-term care insurance included
Choose Smart

Basti premium

Ages up to 39

The all-in-one package for maximum security
and comfort. Ideal for students who want full
coverage. From visa requirements to long-term
protection in Germany.

€157.92 / month

  • + €65 one-time setup fee*
  • + €100 Account buffer (refundable)

What’s included

  • Everything in Smart
  • Extended public health insurance (Ages up to 39)
  • Additional international travel insurance
  • Enhanced hospital treatment options
  • Liability & accident insurance
  • Long-term care insurance included
Choose Premium
Get your DAK Health insurance here
Get your Travel insurance here
Compare all packages

What are the Basti Packages?

The Basti Packages are all-in-one solutions designed for international students and newcomers moving to Germany.

In cooperation with Care Concept AG and their banking partner, Vietin Bank, the packages combine essential services such as blocked accounts and health insurance to support your visa application and arrival process in Germany.

Podmoney helps you compare and access the right package for your needs, while insurance and account services are provided directly by Care Concept and its official partner Vietin Bank

How it works

Everything

you need,

right here!

Blocked Account
Officially accepted
or your visa

Health Insurance
Comprehensive
coverage

German Bank Card
For your daily
transactions

Travel Insurance
For a safe start
and beyond

Dedicated Support
We’re here for
you

Secure & Reliable
Your data and
funds are safe

Ready to start your journey?

Open your blocked and current account
online in just a few minutes.

Get started now

Ready in 5-10 minutes

*Consists of € 50.00 account opening fee, € 5.00 account balance confirmation fee and € 10.00 account management fee. 
**For students up to the age of 23 without children or students up to the age of 29 and one child, BASTI Smart: DAK Garantietarif 120, for max. 3 years, €120.00 yearly cashback, effectively reduces premium by € 10.00 per month, BASTI Premium: DAK Fit & Travel, up to the age of 39.